Prisma Consultancy, LLC is a Delaware limited liability company ("Prisma," "we," "us," or "our") providing financial advisory, fundraising strategy, business intelligence, and operational consulting services to companies across the United States, Pakistan, the United Arab Emirates, and the United Kingdom.
This document constitutes two binding instruments in one: a Privacy Policy governing how we collect and process personal data (Sections 1–11), and Terms of Service governing all commercial engagements with Prisma (Sections 12–26). Both parts are equally binding.
You accept these Terms in full by performing any one of the following acts: (a) signing any engagement letter, statement of work, or service agreement that references these Terms; (b) making any payment of any amount to Prisma; (c) responding affirmatively — by email, message, or any written communication — to a proposal, quote, or invoice issued by Prisma; (d) receiving and retaining the benefit of any service, advice, or deliverable from Prisma; or (e) continuing to access this website after being presented with notice of these Terms.
Each of the above constitutes a separate and independent act of acceptance. You do not need to perform all acts — any single act is sufficient to bind you to these Terms in their entirety. If you do not accept these Terms unconditionally, you must immediately cease all engagement with Prisma.
Acceptance via electronic means — including email confirmation, digital signature, or payment authorization — is legally equivalent to a handwritten signature under the Electronic Signatures in Global and National Commerce Act (E-SIGN Act, USA) and the Electronic Transactions Ordinance, 2002 (Pakistan).
Questions? Contact us at [email protected]. We will respond within 5 business days.
We collect information necessary to deliver our consulting services and to communicate with you effectively. This includes:
We do not knowingly collect data from individuals under the age of 18. Our services are directed exclusively at businesses and business professionals.
| Purpose | Details |
|---|---|
| Service Delivery | To perform consulting, advisory, and intelligence services you have engaged us to provide. |
| Communication | To respond to inquiries, schedule engagements, and provide updates on ongoing work. |
| Billing & Payments | To issue invoices, record payment, and manage outstanding balances. |
| Legal Compliance | To meet obligations under applicable law, including record-keeping and tax reporting. |
| Service Improvement | To improve the quality, accuracy, and relevance of our services over time. |
| Security | To detect and prevent unauthorized access, fraud, or misuse of our services or website. |
We do not use your data for unsolicited marketing, profiling for advertising purposes, or any automated decision-making that produces legal effects concerning you.
UK / EU / EEA residents: We process your personal data under the following legal bases in accordance with the UK GDPR and EU GDPR:
Pakistan residents: We process your personal data in compliance with the Pakistan Personal Data Protection Act, 2023 (PDPA) and the Prevention of Electronic Crimes Act, 2016 (PECA). Our legal bases include:
Pakistan regulatory authority: Once fully established, the National Commission for Personal Data Protection (NCPDP) will serve as the primary data protection authority in Pakistan. We are committed to full compliance with all NCPDP directives as they come into force.
All business, financial, and strategic information you share with Prisma during an engagement is treated as strictly confidential. We do not disclose client information to third parties without your prior written consent, except as required by applicable law or as set out in Section 6.
All members of our team who have access to client data are bound by confidentiality obligations as a condition of their engagement with Prisma.
Binding obligation on the client: The client is strictly and irrevocably prohibited from reproducing, disclosing, sharing, distributing, sublicensing, publishing, or making available — in whole or in part, in any form or by any means — any proprietary frameworks, methodologies, processes, templates, models, data structures, analytical approaches, deliverables, or any other work product produced by Prisma Consultancy, LLC, to any third party without Prisma's prior express written consent.
This obligation is binding, enforceable, and survives the termination or expiry of any engagement indefinitely. Breach of this obligation entitles Prisma to seek immediate injunctive relief, damages, and recovery of all legal costs without any requirement to demonstrate actual financial loss.
Non-solicitation: During the term of any engagement and for a period of 24 months following its conclusion, the client shall not — directly or indirectly — solicit, recruit, hire, or engage any current or former employee, contractor, or advisor of Prisma who was involved in the client's engagement, without Prisma's prior written consent.
We do not sell, rent, or trade your personal information. We share data only in the following limited circumstances:
In all cases, we share the minimum amount of data necessary for the stated purpose.
We retain personal data for as long as necessary to fulfill the purposes set out in this Policy, and in accordance with applicable legal and regulatory requirements.
When data is no longer required, we securely delete or anonymise it in accordance with industry best practices.
Prisma Consultancy, LLC is headquartered in the United States. If you are located outside the United States — including in Pakistan, the UAE, or the United Kingdom — your data will be transferred to and processed in the United States.
UK / EEA: Transfers are subject to appropriate safeguards including Standard Contractual Clauses approved by the relevant regulatory authority, or other lawful transfer mechanisms recognized under applicable data protection law.
Pakistan: Cross-border transfers of personal data are conducted in accordance with Section 14 of the Pakistan Personal Data Protection Act, 2023. We ensure that any transfer of personal data outside Pakistan is made only where an adequate level of protection exists in the recipient country, or where appropriate contractual safeguards have been put in place. We will comply with all NCPDP directives on cross-border transfers as they come into force.
By engaging our services, you acknowledge and consent to the transfer of your data to the United States and other countries in which we or our service providers operate, subject to the safeguards described above.
Depending on your jurisdiction, you may have the following rights with respect to your personal data: access; rectification; erasure (subject to legal retention obligations); restriction of processing; data portability; objection to processing based on legitimate interests; and withdrawal of consent.
California residents (CCPA/CPRA): You have the right to know what personal information we collect and how it is used, the right to delete your personal information, the right to opt out of sale (we do not sell personal information), and the right to non-discrimination for exercising your rights.
Pakistan residents (PDPA 2023): You have the right to access, correct, and request erasure of your personal data; the right to object to or restrict processing; the right to lodge a complaint with the NCPDP once established; and the right to be informed of any data breach that presents a risk to your rights and freedoms. All valid requests will be honored within the timeframes prescribed by Pakistani law.
To exercise any of these rights, contact us at [email protected]. We will respond within 30 days. Proof of identity may be required.
Our website uses minimal tracking technologies. We do not deploy third-party advertising trackers, retargeting pixels, or behavioural profiling tools.
You may configure your browser to refuse cookies without affecting your ability to access our website or engage our services.
In the event of a confirmed personal data breach, Prisma will take the following steps:
Notification of a breach does not constitute an admission of liability on the part of Prisma Consultancy, LLC.
All work product, deliverables, reports, financial models, analyses, frameworks, methodologies, templates, processes, data structures, presentations, and any other materials created, developed, or produced by Prisma in connection with any engagement (collectively, "Work Product") are and shall remain the exclusive intellectual property of Prisma Consultancy, LLC.
No transfer of ownership: No engagement, payment, delivery of Work Product, or completion of services transfers any intellectual property right, title, license, or ownership interest to the client. Payment of fees entitles the client solely to use the Work Product as set out below.
Limited license: Upon receipt of full payment of all fees due, Prisma grants the client a limited, non-exclusive, non-transferable, non-sublicensable, revocable license to use the Work Product solely for the client's own internal business purposes. This license does not permit the client to reproduce, modify, adapt, resell, sublicense, or share the Work Product with any third party.
Licence revocation: This license is immediately and automatically revoked — without notice — upon: (a) any breach of these Terms by the client; (b) failure to pay any fees when due; (c) any attempt to assign or transfer the license without Prisma's written consent; or (d) any use of the Work Product in a manner not expressly permitted by these Terms. Upon revocation, the client must immediately cease all use of the Work Product and destroy all copies in its possession.
Prisma retains the right to use anonymised, aggregated, or otherwise de-identified versions of Work Product for internal knowledge development, capability building, and business development purposes.
All engagements with Prisma Consultancy, LLC are subject to the following payment terms. Acceptance of these Terms constitutes unconditional acceptance of this no-refund policy.
All payments made to Prisma Consultancy, LLC are final, non-refundable, and non-reversible under any circumstances whatsoever.
Once a payment has been received — whether as a retainer, project fee, milestone payment, deposit, advance, or any other form of remuneration — it will not be refunded, reversed, credited, or offset against future work, for any reason, without exception.
This policy applies without exception, including but not limited to: dissatisfaction with deliverables or outcomes; change of business direction; change of key personnel; market conditions; regulatory changes; failure to achieve a capital raise; or early termination of an engagement by either party.
Invoices & Payment Schedule: Payment terms are agreed in writing prior to the commencement of any engagement. Unless otherwise stated in your engagement agreement, invoices are due within 14 days of issue. Late payments attract interest at the maximum rate permitted by applicable law, or 1.5% per month compounding monthly, whichever is lower.
Scope Changes: Any addition to the agreed scope of work may result in additional fees communicated in writing and invoiced separately. Scope changes do not entitle the client to a reduction of previously agreed or paid fees.
Early Termination by Client: If a client terminates an engagement before its agreed conclusion, all fees paid to date are retained by Prisma in full. Any outstanding milestone or project fee tied to work already commenced remains payable in full.
Early Termination by Prisma: Prisma may terminate any engagement immediately upon: (a) non-payment of any invoice beyond 14 days of its due date; (b) the client's material misrepresentation of information; (c) the client's failure to provide information reasonably necessary for Prisma to perform its services within 10 business days of request; (d) conduct by the client that is abusive, threatening, or undermines Prisma's ability to perform; or (e) any breach by the client of these Terms. In all such cases, all fees paid to date are retained in full and all outstanding amounts remain due and payable immediately.
Chargebacks & Disputes: Initiating a chargeback or payment dispute through any financial institution without first contacting Prisma directly constitutes a material breach of these Terms. Prisma reserves the right to pursue all outstanding amounts plus all legal, arbitration, and collection costs through appropriate legal channels, and to report the matter to relevant credit agencies.
Cost-Shifting: In any legal or arbitration proceeding arising from a payment dispute, the prevailing party shall be entitled to recover its reasonable legal fees, costs, and expenses from the non-prevailing party.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, PRISMA CONSULTANCY, LLC EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING WITHOUT LIMITATION:
No statement, representation, or communication made by any Prisma team member — whether oral, written, or electronic, whether before or after engagement — shall create any warranty not expressly set out in a signed engagement agreement.
Prisma Consultancy provides advisory, structuring, and intelligence services. We do not guarantee, warrant, or represent that our services will result in any specific business outcome, investment return, fundraising success, or operational improvement.
The success of a capital raise, a business operation, or any strategic initiative depends on variables — including market conditions, investor sentiment, macroeconomic factors, and decisions made by the client — that are entirely outside our control.
All advice, analysis, recommendations, and deliverables represent our professional opinion based on the information available at the time. They do not constitute legal advice, regulated financial advice, investment advice, or accounting advice. Clients are strongly advised to seek independent professional counsel before making material business decisions.
To the maximum extent permitted by applicable law — and without any exception beyond what cannot be excluded by mandatory statute — Prisma Consultancy, LLC, its members, directors, officers, employees, contractors, agents, and advisors shall bear absolutely no liability whatsoever to any client, data subject, or third party arising out of or in connection with the use of our website, the engagement of our services, or any reliance on our advice, analysis, or deliverables.
This total exclusion covers, without limitation: any direct, indirect, incidental, special, consequential, exemplary, or punitive damages; loss of profits, revenue, capital, investment return, business opportunity, goodwill, or anticipated savings; loss or corruption of data; failure to secure investment or achieve any business outcome; damages from reliance on any advice, model, or projection; losses from third-party actions, investor decisions, or market conditions; and any claim arising from early termination of an engagement.
Prisma's total aggregate liability to any party — under any theory of law including contract, tort, strict liability, breach of statutory duty, or any other cause of action — shall be nil (USD $0.00). No fees paid, services rendered, or reliance placed on Prisma's work shall create, imply, or establish any financial liability on the part of Prisma Consultancy, LLC or any of its associated persons.
By engaging our services or accessing our website, you expressly acknowledge and agree that you do so entirely at your own risk, and that Prisma has made no warranties, representations, or guarantees — express or implied — as to the fitness, accuracy, completeness, or outcome of any service or deliverable.
Where applicable law in any jurisdiction prohibits the complete exclusion of liability, Prisma's liability shall be limited to the legally irreducible minimum in that jurisdiction only, and all other provisions of these Terms remain in full force. This shall not be construed as Prisma accepting any liability beyond what is strictly mandated by statute.
You agree to defend, indemnify, and hold harmless Prisma Consultancy, LLC and its members, officers, employees, contractors, and advisors from and against any and all claims, liabilities, damages, judgments, awards, losses, costs, and expenses (including reasonable legal fees and arbitration costs) arising out of or relating to:
This indemnification obligation survives the termination or expiry of any engagement with Prisma.
During any engagement and for a period of 36 months following its conclusion, the client agrees not to make, publish, post, broadcast, or encourage any negative, disparaging, defamatory, misleading, or damaging statements about Prisma Consultancy, LLC, its services, its team members, its methodologies, or any aspect of the engagement — whether orally, in writing, or through any medium including social media, review platforms, press, investor communications, or regulatory filings.
This obligation does not prevent the client from providing honest feedback directly to Prisma in private, or from complying with a lawful court order or regulatory requirement to disclose information.
Breach of this clause entitles Prisma to seek immediate injunctive relief without bond, plus damages and full legal costs, without any requirement to demonstrate specific financial loss.
Prisma shall not be in breach of these Terms or liable for any failure or delay in performing its obligations under any engagement to the extent that such failure or delay is caused by a Force Majeure Event.
A "Force Majeure Event" means any circumstance beyond Prisma's reasonable control, including but not limited to: acts of God; natural disasters; pandemic or epidemic; war; civil unrest; terrorism; government restrictions or sanctions; regulatory action; cyberattacks or infrastructure failures beyond our control; power or internet outages; financial market closures; or any other event that could not reasonably have been anticipated or prevented.
Prisma's obligations are suspended for the duration of the Force Majeure Event. All fees paid prior to or during the Force Majeure Event are retained by Prisma in full. If the Force Majeure Event continues for more than 60 days, Prisma may terminate the engagement by written notice, retaining all fees paid to that point.
The client may not assign, transfer, delegate, novate, or otherwise dispose of any of its rights or obligations under these Terms or any engagement — including by operation of law, merger, or change of control — without Prisma's prior express written consent. Any purported assignment without such consent is void and of no legal effect.
Prisma may freely assign, transfer, or novate its rights and obligations under these Terms to any affiliate, successor entity, or acquirer, without notice to or consent from the client.
Six-month claims bar: Any claim or cause of action arising out of or relating to these Terms, any engagement with Prisma, or any service or deliverable provided by Prisma must be brought within six (6) months of the date on which the claimant first knew — or reasonably should have known — of the facts giving rise to the claim.
Any claim not filed within this six-month period is permanently and absolutely barred, regardless of any otherwise applicable statute of limitations or limitation period under any applicable law. The parties expressly agree to this shortened limitation period as a material term of their engagement, having had the opportunity to take legal advice.
No failure or delay by Prisma in exercising any right, power, or privilege under these Terms — including any failure to enforce a payment deadline, charge late fees, or pursue a breach — shall operate as a waiver of that right, power, or privilege, either in that instance or on any future occasion.
No single or partial exercise of any right by Prisma shall preclude any other or further exercise of that right or any other right. A waiver by Prisma is effective only if made in writing and signed by an authorized representative of Prisma. No oral waiver is binding on Prisma under any circumstances.
If any provision of these Terms is held by a court of competent jurisdiction or arbitrator to be invalid, illegal, unenforceable, or contrary to public policy in any jurisdiction, that provision shall be modified to the minimum extent necessary to make it enforceable. If modification is not possible, it shall be severed from these Terms entirely.
The remaining provisions of these Terms shall continue in full force and effect as if the invalid or severed provision had not been included. The invalidity or unenforceability of any provision in one jurisdiction shall not affect its validity or enforceability in any other jurisdiction.
In particular, if the zero liability clause or the no-refund clause is held unenforceable in any respect in any jurisdiction, the maximum liability or refund obligation of Prisma in that jurisdiction shall be the minimum amount required by applicable mandatory law, and all other provisions of these Terms remain unaffected.
These Terms, together with any engagement letter, statement of work, or service agreement signed by both parties, constitute the entire and exclusive agreement between you and Prisma Consultancy, LLC with respect to their subject matter.
They supersede and replace all prior and contemporaneous representations, warranties, understandings, agreements, negotiations, proposals, and communications — whether oral, written, electronic, or implied — relating to that subject matter, including any statements made by Prisma's team members before or during the sales or onboarding process.
No representation binds Prisma unless it is expressly stated in a signed written engagement agreement. Verbal assurances, email discussions, pitch materials, case studies, or examples of prior outcomes — however communicated — do not form part of this agreement and create no obligation or liability on the part of Prisma.
These Terms and all disputes arising from them are governed by the laws of the State of Delaware, United States, without regard to conflict of law provisions.
Pakistan — Mandatory Protections Only: For clients or data subjects located in Pakistan, Prisma complies with the mandatory minimum protections required by Pakistani law — including the Contract Act, 1872, the PDPA 2023, PECA 2016, and the Companies Act, 2017 — solely to the extent that such provisions cannot be contractually excluded. Such compliance shall not be construed as Prisma accepting any liability, obligation, or duty beyond the legally irreducible minimum imposed by mandatory statute. All other provisions of these Terms — including zero liability, no refunds, the six-month limitation period, and mandatory arbitration — remain in full force for Pakistani clients.
Enforcement in Pakistan: Any arbitral award rendered under these Terms shall be enforceable in Pakistan under the Recognition and Enforcement (Arbitration Agreements and Foreign Arbitral Awards) Act, 2011. Prisma reserves the right to enforce any award, judgment, or order in any competent Pakistani court, including the High Courts and Supreme Court of Pakistan.
Mandatory Informal Resolution: Prior to initiating any formal proceedings, both parties must attempt good faith resolution by written negotiation for no less than 30 days.
Binding Arbitration: If informal resolution fails, all disputes shall be resolved by final and binding arbitration under the rules of the American Arbitration Association (AAA), conducted in English in Wilmington, Delaware. The award shall be final, binding, and enforceable in any court of competent jurisdiction worldwide, including Pakistan.
Cost-Shifting: The prevailing party in any arbitration or legal proceeding shall be entitled to recover all reasonable legal fees, arbitration costs, and expenses from the non-prevailing party.
Class Action Waiver: All disputes must be resolved on an individual basis. The client irrevocably waives any right to participate in any class, collective, or representative action.
Injunctive Relief: Either party may seek injunctive or equitable relief in any competent court — including Pakistani courts — without waiting for the arbitration process, to prevent irreparable harm.
We may update these Terms from time to time to reflect changes in our practices, services, or applicable law. When we do, we will revise the "Last Updated" date at the top of this page. Where changes are material, we will provide notice by email to active clients. Continued engagement with Prisma after the effective date constitutes acceptance of the updated Terms.
Prisma Consultancy, LLC
Registered in the State of Delaware, United States
Email: [email protected]
Subject line: Privacy / Legal Enquiry
We aim to respond to all legitimate inquiries within 5 business days. For data subject access requests, please allow up to 30 days.